CREDIT CARD COMPARISON AUSTRALIA - Search Compare and Apply Online

Credit Card Comparison is dedicated to helping Australian consumers find the best credit card deals. We compare credit cards from Australia's leading providers and make it easy for you to compare features. Search, Compare and Apply online for a new credit card.

Compare Credit Cards by interest rate, annual fee, interest free days, balance transfer and reward programs.

    Find out how much you can save with
    our Online Calculator   Click here for Online Credit Card Calculator





TOP PERFORMING CREDIT CARDS IN AUSTRALIA

Credit Card Interest
Rate
Interest
Free Days
Annual
Fee
Balance Transfer Reward
Program
More
Info
Apply
Now
% Duration
BankSA Gold Low Rate Visa

15.99% p.a up to 55 days $79 More
Info
Apply Now for BankSA Gold Low Rate Credit Card
BankSA Vertigo Mastercard

13.24% p.a up to 55 days $55 0% p.a 12 months More
Info
Apply Now for BankSA Vertigo MasterCard
Bank of Melbourne Vertigo Mastercard

Bank of Melbourne Vertigo Card
13.24% p.a. up to 55 days $55 0% p.a. 12 months More
Info
Apply Now for Bank of Melbourne Vertigo Card


VISA Credit Card ComparisonAMEX - American Express Credit Card Comparison AustraliaMasterCard - Search for low interest credit cards in AustraliaAt CreditCardsCompare.com.au we are always looking out for new credit card offers in order to bring you the best deals. We make credit card comparison easy by listing credit cards from leading providers side by side so you can compare by features such as low interest rate, annual fee, balance transfer and more.

Once you have found a credit card which is suited to your situation, you can fill out an online credit card application and in many cases even get a response within 60 seconds. Our goal is to provide Australian Consumers with a resource where they can easily search, compare and apply online for the best credit card offers.

At Credit Card Comparison Australia we offer easy comparison for a wide range of credit cards from Australia's leading providers including: American Express, ANZ, Aussie, Bankwest, Citibank, Commonwealth Bank, HSBC, National Australia Bank , St.George Bank and more. We continually update this website to bring you the latest deals on low interest credit cards in Australia.



CREDIT CARD ARTICLES:

Is it essential to have a Credit Card? (18/06/11 15:45)

There are still some people, (very few) who do not use credit cards. On the other hand, the majority of Australian consumers have now have two or more credit cards. Today, it is almost thought of as an essential item for every day life.

Have you ever questioned your need for a credit card? Sure, they do make life convenient. But are they essential?

The benefits of having a credit card:

Online Shopping – This is one area where it is essential to have a credit card. This make online purchases a breeze.

Payment Methods – Years ago, personal cheques...

Learn how to be a Winner with your Credit Card (18/05/11 10:57)

While the banks will always, be the real winners, there are a few simple steps we can take to avoid being one of the big losers in the credit card market.

There are certain things you need to be aware of to avoid some of the pitfalls.

Winning ways with your credit card
Pay off your balance in full
– If you can, always pay off your balance in full each month. This way you will avoid all interest charges.

Use a Reward Credit Card – If you can pay off your balance in full and avoid paying in interest on your spending then...

Avoid Late Payment Fees (15/05/11 13:58)

One of the easiest things you can do to minimise credit card costs is to pay on time. Even if you are not paying off your balance in full each month, make sure that you at least cover your minimum payment and pay on time.

Late Payment Fees:

St.George Credit Cards – $35.00
Commonwealth Bank Credit Cards – $25.00

By setting up a standard reminder in your calendar to pay your credit card on time each month, you will be certain to avoid any late payment fees.

Credit Cards – Decrease your credit limit! (01/03/11 10:44)

Many people are starting to feel the bite of the current economical crisis.

We will all need to make adjustments in one way or another in order to cope in these tough times.

One simple way to take action and to avoid getting in to trouble is to decrease the credit limit on your credit card. We often get invitations for pre approved credit limit increases, but often don’t give much thought to decreasing our credit limits.

Tough times can mean that many people find themselves strapped for cash. The temptation of using our credit card to help stay afloat is hard...

Simple ways to protect your credit card online (13/02/09 9:35)

These days most of us now use our credit cards for online purchases. We’ve all heard the horror stories of credit card fraud and believe it won’t happen to us.

However, there are some real threats on the internet which we need to take steps to avoid.

So what are the threats? Viruses, spyware are the main threats for putting your online transactions at risk.

So what can we do to minimise these threats? You must have a current antivirus program which is updated regularly. This is a must for online banking. However, most people are unaware that spyware isn’t...

Children and Credit Cards (09/02/09 19:45)

Ever wondered what your young children think about credit cards. They see mum and dad using them to obtain cash from ATM’s and paying for goods by swiping their credit cards.

In this electronic age it is important to talk to your children about the basics of how credit cards work.
Learning to understand these concepts at a basic level can help your child to become responsible with money at a young age. It is probably a very valuable lesson that can help children achieve financial success for their entire lives.

Some...

Should I swap my Rewards credit card for a Low Rate credit card? (06/02/09 9:40)

This is a question I’ve been asked many times. We all spend thousands of dollars every year on our credit cards, so why not be rewarded for our purchases.

Reward credit cards have become very popular over recent years, offering anything from flights, to points which can be exchanged for all types of goods and services.

So when is a rewards credit card a bad choice?

Basically, most rewards credit cards tend to have a higher interest...

Do you have Credit Card Debt? Sure ways to help reduce your debt faster! (05/02/09 12:47)

Many of us start the new year with good intentions. One of the most common new years resolutions is to reduce spending and pay off existing debts. We would like to offer our readers a sure way to pay down your debt faster.
Simple Savings
is a website dedicated to helping consumers save money. They offer simple, yet creative ideas to save you money on a range of expenses, from groceries, gifts, cleaning, phone bills to holidays and even cars. The extra money you save on these everyday purchase can go to paying...

Help to set goals with our online Credit Card Calculator (04/02/09 8:10)

Do you have current credit card debt which you are wanting to pay down. With interest rates on the decrease, now is the time to really get serious about reducing your debt.

Our handy online credit card calculator can provide you with the help you need. It makes it clear to see where you are headed and the difference even $20 per week extra can make to your balance.

Check out your existing card and compare it with the best deals on the market. Credit...

Clever ways with Credit Cards (03/02/09 10:29)

Start the new year on a good foot by getting your credit card to work for you.

We use credit cards on a daily basis and it’s hard to imagine life without them now. Credit cards have provided such a convenience. Remember the days of going to the bank on Friday’s to make sure you have enough cash to see you through the weekend? What a smooth transition the credit card has made into our everyday lives. However, if not used wisely, credit card can be get some people into trouble, leading to huge debts and despair.

The following tips will provide you with the basic...


CREDIT CARD REVIEWS:

New VISA Debit Card Offer from ANZ (21/11/08 )

An Everyday Visa Debit Card from ANZ

ANZ have now made their Visa Debit card even more attractive. They are offering a great deal of $0 monthly fee for the first 6 months. So why not take advantage of this great offer and sign up now.


Apply for an ANZ Everyday Visa Debit card and pay NO monthly fee for the first 6
months. Get worldwide acceptance of Visa PLUS you can make purchases online,
overseas or over the phone at more than 24 million outlets around the world.

...

New GE Money eco MasterCard (11/08/08 )

GE Money has launched Australia’s first credit card with a dedicated program to purchase carbon offsets on the cardholders behalf. By spending just $600 per month, carbon offsets are purchased on behalf of cardholders via Origin’s Carbon Reduction Scheme.

Australian’s care about our environment and this is another way we can help to make a difference. We nearly all use our credit cards on a daily basis, so by switching credit cards to GE Money’s eco MasterCard you can help even further. To find out more visit Credit...

New Citibank Silver Credit Card (11/07/08 )

Citibank has launched a new credit card… the Citibank Silver Credit Card.

It offers a competitive rate of just 2.9% for 12 months on balance transfers, up to 55 days interest-free on purchases. To view more details about the Citibank Silver Credit Card and to compare credit cards visit Credit Cards Comparison Australia or Credit Cards au.

New Balance Transfer Offer from Citibank Platinum Credit Card – A low 4.9% for the life of the balance (05/07/08 )

Citibank have launched a great new offer on balance transfers. The Citibank Platinum Credit Card now has a very low 4.9% balance transfer rate for the life of the balance.

Citibank’s Platinum Credit Card Offer: “4.9% p.a. on the life of balance transfers – Transfer your outstanding balances from other credit or store cards and you’ll enjoy a low 4.9% p.a. until you have paid off the entire balance.”

With...

St. George Vertigo MasterCard still a great deal (25/06/08 )

One of the most popular Credit Cards at the moment is the St. George Vertigo MasterCard. It’s no wonder that the St.George Vertigo MasterCard was the Winner of Money Magazine‚Äôs Best of the Best Award for Cheapest Credit Card.

With credit card debt and petrol prises rising people are looking for ways to save. The St. George Vertigo MasterCard is a great place to start with it’s great offers.

The St. George Vertigo MasterCard offers a low interest rate of just 11.89% and 0% on balance transfer for 6 months. It offer...

Commonwealth Bank $50 Credit Card Offer (13/03/08 )

This great new offer from Commonwealth Bank applies to their Awards Card, Gold Credit Card and the Platinum Credit Cards.

If you apply online before 31st March 2008 and make a purchase before 30th April 2008, you will get $50 credited to your card. If you’re thinking about taking out one of these credit cards there couldn’t be a better time.

To find our more on this great deal visit:

www.creditcardscompare.com.au or www.creditcardscomparison.com.au

Don’t...

HSBC Low Rate Credit Card (06/03/08 )

This deal is pretty amazing. HSBC Low Rate Credit Card offers 0% p.a. on purchases until 1st June 2008. It also offers 0% p.a. on balance transfers until 1st October 2008. As if this isn’t good enough they are also waiving the annual fee for the first year and then it is only $39 p.a.

This card is great for anyone who has a large Credit Card debt and still needs to make regular purchases. If you can transfer you existing balance and use the six months to get your balance down you can save hundreds of dollars in intrest charges. It also offers 55 days intrest free...


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Credit Cards Australia is a fully independent site and is in no way associated with the banks or financial providers that offer the credit cards listed on our site.