CREDIT CARDS WITH INTEREST FREE DAYS

The following Credit Cards all offer interest free days allowing you to save on interest charges. By paying off your balance in full by the due date, you can minimise or even avoid interest charges all together. This can mean huge savings over time. More Information on Interest Free Days

COMPARE CREDIT CARDS WITH INTEREST FREE DAYS

Credit Card Interest
Free Days
Annual
Fee
Interest
Rate
Balance Transfer Reward
Program
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Info
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Now
% Duration
Coles Myer Source MasterCard
Coles Myer Source MasterCard
up to 62 days $0.00 20.25% p.a 0% p.a 6 months More
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St. George Vertigo Mastercard

St.George Vertigo Mastercard
up to 55 days $55.00 13.24% p.a 0.99% p.a 12 months More
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Apply Now for St.George Vertigo Mastercard
Macquarie Bank Visa RateSaver Card
Macquarie Bank Visa RateSaver Card
up to 55 days $50.00 11.95% p.a 0% p.a 4 months More
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ANZ Rewards Visa Platinum
up to 55 days $149 19.74% p.a. n/a More
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BankSA Vertigo Mastercard

BankSA Vertigo MasterCard
up to 55 days $55.00 13.24% p.a 0.99% p.a 12 months More
Info

Apply Now for BankSA Vertigo MasterCard
BankSA Platinum Credit Card

BankSA Platinum Credit Card
up to 55 days $89.00 15.99% p.a 3.99% p.a 6 months More
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BankSA Gold Low Rate Credit Card

BankSA Gold Low Rate Credit Card
up to 55 days $79.00 1.99% p.a 1.99% p.a. 9 months More
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Apply Now for BankSA Gold Low Rate Credit Card
BankSA Starts Low Stays Low Credit Card

BankSA Starts Low Stays Low Credit Card
up to 55 days $59.00 12.99% p.a More
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ANZ Low Rate MasterCard
up to 55 days $58.00 0% for 3 months (then 13.24% p.a.) n/a More
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ANZ Platinum Card
up to 55 days $0 for 1st year, then $87 0% for 6 months (then 19.24% p.a.) n/a More
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  Interest Free Days Explained  

Interest Free Period:

The interest free period refers to the number of days where no interest will be charged for purchases made using your credit card. The number of interest free days is generally not given much attention by new applicants. Though it should be considered as the number of days can vary widely. Some credit cards offer 62 days interest free whilst a few offer no interest free days at all. The most common period of interest free days is 55 days.

Most people are also unaware that the interest free period is not automatically applied to all purchases. For example, if the interest free period for a credit card is 55 days then it does not necessarily mean that all your purchases get 55 days free interest period. The actual interest free period is dependent on the statement start and end dates and the date your payment is due.

To gain the maximum interest free days you should aim to make any large purchases at the beginning of your statement period. This way you will gain the maximum interest free days on purchases.

However you need to pay off your balance in full each month to take advantage of the interest free period. If you can take advantage of the interest free period and also pay your balance in full each month you will have almost no extra charges.