COMPARE LOW INTEREST RATE CREDIT CARDS IN AUSTRALIA
Interest Rate is perhaps the most important feature to consider when choosing a credit card. Credit card interest rates can vary widely and impact dramatically on your interest charges.
Is a Low Interest Rate credit card the right card for me? Low interest rate credit cards are particularly useful for those consumers who rarely pay their credit card balance in full each month. (See below for more details)
Comparing low interest rate credit cards is easy with our online credit card comparison features.There are currently many great credit card deals which are offering very competitive interest rates.
COMPARE LOW INTEREST RATE CREDIT CARDS IN AUSTRALIA |
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| Credit Card | Interest Rate |
Interest Free Days |
Annual Fee |
Balance Transfer | Reward Program |
More Info |
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| % | Duration | |||||||
| Citibank Clear Platinum Credit Card | 10.99% | up to 55 days | $85.00 | 0% | 6 months | ![]() |
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| St. George Vertigo Mastercard | 10.99% | up to 55 days | $55.00 | 0% | 6 months | ![]() |
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| BankSA Vertigo MasterCard | 11.89% | up to 55 days | $45.00 | 0% | 6 months | ![]() |
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Macquarie Bank Visa RateSaver Card
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11.95% | up to 55 days | $50.00 | 0% | 4 months | More Info |
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Bank of Queensland Low Rate Visa
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11.99% | up to 44 days | $49.00 | ![]() |
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| Citibank Clear Credit Card | 12.49% | up to 55 days | $65.00 | 2.9% | 6 months | ![]() |
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| ANZ Balance Visa | 12.74% | up to 55 days | $79.00 | 0% | 6 months | ![]() |
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| BankSA Starts Low Stays Low Credit Card | 12.99% | up to 55 days | $59.00 | ![]() |
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| St. George Platinum Credit Card | 14.25% | up to 55 | $89.00 | 3.99% | 6 months | ![]() |
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| BankSA Platinum Credit Card | 14.25% | up to 55 days | $89.00 | 3.99% | 6 months | ![]() |
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Choosing a credit card with a low interest rate can make a big difference to your interest payments each month. Low interest rate credit cards are probably one of the most appealing types of credit cards. Low Interest Rate credit cards are those that charge low interest rates on the money you owe.
If you don’t pay off your credit card balance every month, then you’re likely to gain the most benefits from a low interest credit card. Basically, the lower your interest rate on your credit card, the less interest will be added to the balance you owe every month. So, you can see that a low interest credit card can be useful to to help keep these interest charges to a minimum.
If you are likely to be paying off your balance every month then a low interest rate credit card will have no real benefits . In this case, you are better off looking for a good rewards credit card as interest rates will not be your main concern.
For further information regarding low interest rate credit cards: “Should I swap my Rewards Credit Card for a Low Interest Credit Card?”
If you currently have more credit card debt than you would like, find some helpful tips by reading the following article “Managing Credit Card Debt“












