COMPARE LOW INTEREST RATE CREDIT CARDS IN AUSTRALIA

Interest Rate is perhaps the most important feature to consider when choosing a credit card. Credit card interest rates can vary widely and impact dramatically on your interest charges.

Is a Low Interest Rate credit card the right card for me? Low interest rate credit cards are particularly useful for those consumers who rarely pay their credit card balance in full each month. (See below for more details)

Comparing low interest rate credit cards is easy with our online credit card comparison features.There are currently many great credit card deals which are offering very competitive interest rates.

COMPARE LOW INTEREST RATE CREDIT CARDS IN AUSTRALIA

Credit Card Interest
Rate
Interest
Free Days
Annual
Fee
Balance Transfer Reward
Program
More
Info
Apply
Now
% Duration
Citibank Clear Platinum Credit Card

10.99% up to 55 days $85.00 0% 6 months tick More
Info
St. George Vertigo Mastercard

10.99% up to 55 days $55.00 0% 6 months More
Info

Apply Now for St.George Vertigo Mastercard
BankSA Vertigo MasterCard

11.89% up to 55 days $45.00 0% 6 months More
Info

Apply Now for BankSA Vertigo MasterCard
Macquarie Bank Visa RateSaver Card

Macquarie Bank Visa RateSaver Card
11.95% up to 55 days $50.00 0% 4 months More
Info
Visit Website
Bank of Queensland Low Rate Visa

11.99% up to 44 days $49.00 More
Info
Visit
Website
Citibank Clear Credit Card

Citibank Clear Credit Card
12.49% up to 55 days $65.00 2.9% 6 months More
Info
Apply Now for Citibank Clear Credit Card
ANZ Balance Visa

12.74% up to 55 days $79.00 0% 6 months tick More
Info
Apply Now for ANZ Balance Visa
BankSA Starts Low Stays Low Credit Card

12.99% up to 55 days $59.00 More
Info

Apply Now for BankSA Starts Low Stays Low Credit Card
St. George Platinum Credit Card

14.25% up to 55 $89.00 3.99% 6 months More
Info

Apply Now for St.George Platinum Credit Card
BankSA Platinum Credit Card

14.25% up to 55 days $89.00 3.99% 6 months More
Info

Apply Now for BankSA Platinum Credit Card

Credit Card Interest Rates

Choosing a credit card with a low interest rate can make a big difference to your interest payments each month. Low interest rate credit cards are probably one of the most appealing types of credit cards. Low Interest Rate credit cards are those that charge low interest rates on the money you owe.

If you don’t pay off your credit card balance every month, then you’re likely to gain the most benefits from a low interest credit card. Basically, the lower your interest rate on your credit card, the less interest will be added to the balance you owe every month. So, you can see that a low interest credit card can be useful to to help keep these interest charges to a minimum.

If you are likely to be paying off your balance every month then a low interest rate credit card will have no real benefits . In this case, you are better off looking for a good rewards credit card as interest rates will not be your main concern.

For further information regarding low interest rate credit cards: “Should I swap my Rewards Credit Card for a Low Interest Credit Card?”

If you currently have more credit card debt than you would like, find some helpful tips by reading the following article “Managing Credit Card Debt