CREDIT CARDS WITH LOW / NO ANNUAL FEE

Annual fees on credit cards can vary widely from nothing at all up to hundreds of dollars a year. This page lists Credit Cards which have very low annual fees or no annual fees. Choosing a Credit Card with a low annual fee or no annual fee will help you to minimise costs.

For more information on Credit Card Annual Fees see below.

COMPARE CREDIT CARDS WITH LOW / NO ANNUAL FEE
Credit Card	Annual Fee	Interest Rate	Interest Free Days	Balance Transfer		Reward Program	More Info	Apply Now
				%	Duration
HSBC Credit Card	$0	17.99% p.a.	up to 55 days	0% p.a.	6 months		More Info
ANZ Platinum Card	$0 for 1st year, then $87	0% for 6 months (then 19.24% p.a.)	up to 55 days	n/a			More Info
Coles Myer Source MasterCard	$0.00	20.25% p.a	up to 62 days	0% p.a	6 months		More Info	Visit Website
BankSA No Annual Fee Credit Card	$0.00	17.75% p.a					More Info
ANZ Rewards Visa Platinum	$149	19.74% p.a.	up to 55 days	n/a			More Info
HSBC Platinum Qantas Frequent Flyer	$199	19.99% p.a.	up to 55 days	0% p.a.	6 months		More Info
ANZ Frequent Flyer Platinum Credit Card	$295.00	19.74% p.a.	up to 55 days	n/a	n/a		More Info
ANZ First Credit Card	$30.00	0% for 3 months (then 19.24% p.a)	up to 44 days	n/a			More Info
Macquarie Bank Visa RateSaver Card	$50.00	11.95% p.a	up to 55 days	0% p.a	4 months		More Info	Visit Website
Bank of Melbourne Vertigo Mastercard	$55	13.24% p.a.	up to 55 days	0.99% p.a.	12 months		More Info

Annual Fees are an important credit card feature which should be considered carefully. Annual Fees can vary widely and for very good reasons. There is so much competition today that many credit card providers are in fact advertising no annual fee credit cards.

So why would anyone consider a credit card with an Annual Fee? There are some credit cards which offer benefits that are worth paying an annual fee to use. For example, some cards offer a fixed low rate which may make paying the annual fee worthwhile. Some rewards credit cards offer such great benefits that it is in fact worth paying an annual fee.

There are also some providers who will waive the annual fee if you spend a certain amount on your credit card each year. Some providers will also, waive the annual fee if you have another financial product with them such as a home loan or savings account.

If you spend a substantial amount on your credit card annually and pay an annual fee, it may be worthwhile contacting your provider to see if they are willing to waive the annual fee.