Credit Cards > Credit Card Comparison - Apply Online » personal loans

Internet Deals

admin — Wed, 12 Aug 2009 03:15:54 +0000

Best Internet Deals offers consumers a one stop resource for finding the some of the best deals on the internet. Search for great offers on a range of products and services including financial and telecommunications.

Financial Offers Include:

Telecommunications Offers include:

Visit Best Internet Deals today to see some of the great deals on offer.

Best Internet Deals for Australian Consumers

admin — Sat, 16 May 2009 23:16:02 +0000

Consumers are turning to the internet more and more in their daily lives in search of the best deals. This brand new website brings together the best online deals. Best Internet Deals allows consumers to find the best offers on a range of services all in one place.

Home Phone & Mobile Phone
Internet and Broadband
Credit Card
Online Banking
Personal Loans
Home Loans
Insurance

With the tough economic climate, the competition for consumer dollars has never been greater. There is no shortage of great deals online.

This new website enables consumer to search, compare and apply online for the best offers on a range of services. Visit Best Internet Deals to day and start getting the best deals online.

Which is better – A 0% Balance Transfer or a Personal Loan?

admin — Thu, 19 Mar 2009 04:01:14 +0000

If you have an existing credit card debt that you will not be able to clear for a few years, you should be looking into ways to save on interest charges. So what are your options? You could look at a good balance transfer offer or a personal loan.

At first glance, many of the balance transfer offers sound too good to resist. There are the enticing offers of 0% balance transfers and even low rate balance transfers for the life of the balance. There is a downside though.

With a credit card you only need to pay the minimum balance every month. By doing this there is no way you will clear your existing debt any time soon. You many also use the credit card for new purchases. Keep in mind that the interest rate for any new purchases is likely to be a variable rate and usually much higher. Also, any money you pay off your card will be paid off your existing balance transfer debt first, whilst your new purchases will be accumulating and attracting a higher rate of interest.

In my opinion, a balance transfer credit card should be used only to clear debt and not be used for making new purchases. You should also plan to pay off more than the minimum monthly payment. If you have the discipline to stick to this, then a balance transfer offer will probably be your best choice.

If you need to reduce any further temptation of getting into debt with a new credit card, then the best option for you would be a personal loan. A personal loan offers you a fixed rate of interest over a period of time and is probably the more sensible and less expensive option to clearing your existing debt.

For more information on balance transfers and reducing credit card debt check out our earlier articles:

Balance Transfers – know what you’re getting into!

Managing Credit Card Debt