Card Overview
The gold standard for international travellers. Zero annual fee forever and zero foreign transaction fees saves 3% on every overseas purchase. Essential for frequent travellers.
Rates, fees and offers on this page are as at October 2026 and change frequently — always confirm current terms with the issuer before applying.
Key Benefits
- $0 annual fee, forever — not a first-year teaser
- 0% foreign transaction fees — saves ~3% versus a typical rewards card on every international purchase
- Low minimum income requirement makes it accessible
The Traveller's Companion Card
This is the card that lives in your wallet next to a points-earning card. Use a rewards card domestically, then switch to the 28 Degrees Platinum the moment a transaction touches a foreign currency. On $5,000 of international spend a year you save about $150 in conversion fees alone.
Who Should Get This Card?
Every Australian who travels overseas or shops at international online stores. There's no fee to justify, so the only question is whether the credit enquiry is worth it — for most travellers it is.