General Advice Warning
CreditCardsCompare.com.au provides general information only. Nothing on this site takes into account your objectives, financial situation or needs, and nothing here is personal financial advice or a recommendation to apply for any product. Before acting on anything you read here, consider whether it's appropriate for your circumstances and read the issuer's current Product Disclosure Statement and Target Market Determination. If you need personal advice, speak to a licensed financial adviser; if you're in financial difficulty, free help is available from the National Debt Helpline on 1800 007 007.
How We Make Money
We may receive a commission or referral fee from card issuers when you apply for a product through links on this site. This is how the site stays free.
Compensation never influences rankings, scores or value calculations. Our comparison calculator and card value figures are computed from published fees, earn rates and our documented points valuation methodology — the same maths for every card, whether or not the issuer pays us. Cards without any commercial relationship appear throughout the site, including in top positions, whenever the numbers put them there.
Accuracy and Dating of Figures
Rates, fees, sign-up bonuses and offers change frequently. Every figure on this site is dated — "as at October 2026" unless a page states otherwise — and should be treated as a snapshot, not a live quote. Always confirm current terms directly with the issuer before applying. If you spot an out-of-date figure, please tell us via the contact form and we'll fix it.
Not Affiliated
CreditCardsCompare.com.au is an independent publisher. We are not owned by, affiliated with, or endorsed by Qantas, Virgin Australia, American Express, ANZ, Westpac, Commonwealth Bank, Latitude or any other issuer mentioned. All product names, logos and trademarks belong to their respective owners.
Credit Licensing
We are not a credit provider and do not provide credit assistance within the meaning of the National Consumer Credit Protection Act 2009. We publish information and comparison tools; application decisions are made solely by issuers.