Card Overview
Maximum flexibility with transfers to 8+ airline programs including Qantas, Velocity, Singapore KrisFlyer, and Cathay Pacific. Perfect for strategic points collectors.
Rates, fees and offers on this page are as at October 2026 and change frequently — always confirm current terms with the issuer before applying.
Key Benefits
- 75,000 bonus points in a flexible program that transfers to 8+ airline partners
- 1.5 points per $1 — the highest flat earn rate among the cards we track
- $0 first-year annual fee
- No foreign transaction fees on overseas spend
Why Flexibility Wins
Locked-in programs rise and fall with each airline's award chart. A transferable currency lets you move points to whichever program has seats available — Qantas, Velocity, Singapore KrisFlyer, Cathay Pacific and more. Our Membership Rewards guide covers the transfer partners in detail.
Who Should Get This Card?
Strategic points collectors who don't want to marry one airline, and travellers who value optionality. If you want simplicity instead, the Westpac Platinum Cashback pays a straight 1% back.